Annual Rx checkup
CONNECT WITH US
Remember, no matter which insurance company your plan is through, you will be able to visit any Doctor or Hospital in the country that accepts Medicare supplement plans.
Although the benefits must be the same, insurance companies base their premium prices on various factors, so one company’s Plan F prices may be different than another’s. Premiums can also vary from county to county and state to state and it’s important to know how each state regulates companies’ pricing. The method of determining premium prices not only affects plans now – it also affects potential Medicare premium changes in the future. States allow insurance companies to price their plans either through:
- Community Rating: Everyone pays the same premium, regardless of sex or age. Changes in premium may be caused by inflation or other factors; or
- Issue-Age Rating: Your premium is determined by the age you were at time of enrollment. Although premium changes cannot be influenced by age, they can be influenced by other factors like inflation; or
- Attained-Age Rating: Your premium is determined by the age you currently are, which means the premium can be increased due to age. Premium changes occur as clients age, and may also change due to inflation or other factors.
Request a quote
Ready to save
money on your
Get your FREE Rx Audit here!